Resources

What is a Resource Efficient Home?

A resource-efficient home is best described as a home that sustainably uses the Earth’s limited resources while at the same time, minimizing environmental impact. Think, repair, re-manufacturing, recycling, maintenance, and more eco-friendly home design.  There are a variety of definitions of what a “green” home truly is. A widely held and accepted definition includes the

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Does Your Credit Score Impact Your Home Buying Power?

With home prices starting to come down and interest rates continuing to climb, it is important to understand how your credit score can impact your home buying power because as goes your interest rate, so goes the price of your monthly mortgage payment and thus, overall interest you will pay over the life of your

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How Your Home Systems Impact Your Utility Usage

Near the end of 2022, the U.S. Energy Information Administration forecasted that by the end of 2023, Americans would see a nearly 16% increase in electricity prices from those in 2020. While this increase, along with other areas of economic inflation, has continued, there are ways to be proactive in reducing your home’s energy bills. 

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Can A Reverse Mortgage Offer You Any Benefits?

Perhaps when the term, “reverse mortgage” comes to mind, you conjure images of an aging, former celebrity espousing its benefits for senior adults in an infomercial. As with other similar advertisements that have a similarly predatory feel, it is important to pay close attention to the details of reverse mortgage products for yourself or for

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How Student Loan Debt Could Affect the Home Buying Process

Unless you have been living under a rock, you know that student loan debt and the recent announcement of student loan forgiveness have been widely reported on in the news. Despite this reduction in debt for millions of Americans, many are still left with hefty balances on school loans.  If you have ever wondered how,

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